Bitcoin service provider Xapo has launched a new feature that enables users to purchase bitcoins directly from the company.The company announced the new service, Xapo Deposit, via its blog earlier this week.According to Xapo, users can now send euro and US dollar payments via wire transfer and receive bitcoin in return.Xapo's blog post pointed to its bitcoin debit card, wallet and insured vault storage as evidence that it has “come full circle” in offering customers the ability to secure, transact and now acquire bitcoins.Now that Xapo users can reload their accounts without much hassle, it is evident that the company is positioning itself as a one-stop service for bitcoin.From start to finish, Xapo's buying process takes just three steps.Firstly, a user must log in to their Xapo account and click the 'deposit' button on their wallet homepage.Next, a page will open with all the relevant details for the wire transfer, including a personalised 'Xapo reference code'.This identifier remains the same for the user's future deposits and helps Xapo identify where funds have come from in order to send them to the correct account.

Once the wire transfer has been completed, the user will receive a confirmation email.Xapo claims the funds will arrive in their bitcoin account between two and five days later.But who is behind this new functionality?CoinDesk's tests of the service suggest that Fidor Bank has partnered with Xapo to enable the wire transfers, though Xapo representatives have been contacted to confirm this.Fidor is known for its cryptocurrency-friendly approach, recently becoming the first bank to integrate Ripple's payment protocol.Xapo will charge a fee of 1% for this conversion and adds that banks may charge additional fees to wire these funds.With regards to the conversion rate the service uses, Xapo's website states: "Deposits will be converted using market rates applicable at the time of the conversion (including any third-party fees we are required to pay, which will not exceed 0.3%).Xapo does not guarantee a particular conversion rate."Xapo is not the only company with such aspirations.Coinbase and Circle offer similar services, although the Circle service is still in private beta.

In any case, both companies have a bitcoin on-ramp, but they use a different approach.Coinbase allows instant buys, but customers have to use a card and pay a fee.ethereum bitcoin magazineCircle does not, as its beta service employs Automated Clearing House (ACH) to handle transactions.local bitcoin puneThe downside here is that the process can take a couple of days.bitcoin mining mit pcBy contrast, Shanghai-based bitcoin exchange LakeBTC is taking an unconventional approach.bitcoin is soaringThe exchange is trying to eliminate costs and delays associated with international transfers by becoming a Ripple gateway.nasdaq bitcoin blockchain

All links are external & open in a new tab, except for "Read Review" buttons.Before jumping into this page, an important disclosure.king of bitcoin ebookThe US is home to most of the world's largest Bitcoin companies, so it's no surprise that it's easy to buy bitcoins in the United States using nearly any payment method: cash, credit card, or bank transfer.xapo bitcoin buyCoinbase Buy Bitcoin Read Review Coinbase is probably the fastest and easiest way to buy bitcoins in the USA.web irc bitcoinIf you need bitcoins fast, then buying with a credit card or debit card is a good option.bitcoin explained redditCoinbase charges 3.99% fees for credit/debit card purchases but you can get your coins instantly.

Another payment option for US customers is using a connected bank account.The fees are less for this method--1.49%--but your coins are only delivered after five days.Get $10 of free bitcoin when you buy more than $100 worth through this link.High liquidity and buying limits Easy way for newcomers to get bitcoins "Instant Buy" option available with credit card or debit card Purchases made with bank transfer can take up to 5 days to complete Coinbase may track how and where you spend your bitcoins Buy Bitcoin Read Review CoinMama Buy Bitcoin Read Review CoinMama allows customers in almost every country to buy bitcoin with a credit or debit card.They charge an ~6% fee on each purchase.If buying less than $150 worth of bitcoins, you won't need to verify your identity.This convenience makes small purchases quick and easy.Want to buy using CoinMama?This step-by-step guide will show you how to use CoinMama.Works in almost all countries Highest limits for buying bitcoins with a credit card Reliable and trusted broker Some of the highest fees among credit/debit card bitcoin brokers Buy Bitcoin Read Review GDAX Buy Bitcoin Read Review Coinbase's exchange, GDAX, is one of the largest Bitcoin exchanges in the United States.

Users can fund their accounts via bank transfer, SEPA, or bank wire.GDAX offers good prices and low fees, but their confusing user interface may initially prove difficult to navigate.Some of the lowest fees available for US and EU customers Possible to buy bitcoins for 0% fees User interface is confusing for first time buyers Sending bitcoins directly from GDAX to any legally-questionable site may result in closure of your account Buy Bitcoin Read Review CEX.io Buy Bitcoin Read Review CEX.io lets you buy bitcoin with a credit card, ACH bank transfer, SEPA transfer, cash, or AstroPay.Purchases made with a credit card give you access to your bitcoin immediately.CEX.io works in the United States, Europe, and certain countries in South America.Support for many countries and regions Low 0.2% trading fee Established and trusted exchange Verification process is extensive, requiring much personal information (including a photo) and incurring a long delayGBP market lacks liquidity Buy Bitcoin Read Review LocalBitcoins Buy Bitcoin Read Review LocalBitcoins is an escrow service which also helps to match bitcoin buyers and sellers.

The most common method of payment for purchase is cash deposit.However, users may advertise trades for whichever payment method they prefer.Buying bitcoins via an in-person meeting, secured and facilitated by LocalBitcoins, may be one of the fastest and most private ways to buy bitcoins in any country.Can be private, fast and easy In-person trades require no personal information Purchases of bitcoin can be made quickly via cash deposit Beware of scams; always follow the rules!Harder to buy large amounts of bitcoins compared to large exchanges Slightly to significantly higher prices than regular exchanges; premium for higher privacy Buy Bitcoin Read Review BitQuick Buy Bitcoin Read Review BitQuick is one of the fastest ways to buy bitcoins in the United States using cash deposit.Users can browse a wide range of offers at various prices.Once a desired offer is found, buyers visit a bank to make a cash deposit into the seller's account.Buyers then usually receive their bitcoins within an hour.

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It offers low fees and is a very private way to purchase coins.Easy way to purchase bitcoinsFairly private way to purchase bitcoins; only your phone number is required Currently limited to 12 countries Hard to find sellers offering high volume Buy Bitcoin Read Review LibertyX Buy Bitcoin LibertyX is an American service which makes buying bitcoins with cash simple.First, use LibertyX's app to locate a store near you that sells LibertyX codes.Next, enter your LibertyX code to the app, along with your Bitcoin address and you'll receive your bitcoins very soon after.If you connect a Facebook account to your LibertyX app, your first $1,000 of purchases are fee-free.Otherwise all purchases cost 1.5% + $3 in fees.Easy and fast way to buy bitcoins with cashLow 1.5% (plus store fee) rate for cash purchase methodDaily $1000 limit is fairly high for a convenience service Participating stores add their own variable feeSome verification is required which lowers the expected privacy level of cash purchaseAttaching your Facebook account further degrades privacy Buy Bitcoin Bitcoin ATMs Buy Bitcoin You can use our Bitcoin ATM map to buy bitcoins with cash.

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Bitfinex accounts may be funded by bank wire only, their fee on accepting such transfers is low at only 0.1%.In August 2016, however, it was hacked and lost around 30% of its users funds.While Bitfinex can be helpful for buying large amounts of bitcoins, it is probably best to not use the exchange until it fully compensates affected users.Very low fees even for low volume buyers; 0.1% for market makers and 0.2% for market takersOne of the best ways to buy large amounts of bitcoins Allows lending of fiat or bitcoin to margin traders at interest (but this is risky in light of the hack)Very deep liquidity promotes a price close to fair market rateSupports several altcoins Was recently hacked and has yet to fully compensate all users for their lossGeared towards traders; possibly quite confusing for first time buyersSingle payment option Buy Bitcoin Xapo Buy Bitcoin Xapo is a global Bitcoin platform, based in Switzerland.It allows users in almost any country to purchase bitcoins via SWIFT transfer.

While Xapo itself has low fees, you may incur significant charges when you send the SWIFT transfer to Xapo.Xapo also offers a bitcoin-funded debit card which works just like any other.Started as a vaulting service, with claimed security investment above $20 million Easy to use for first-time buyersDeep liquidity promotes a price close to fair market rate Offers a wallet service that should not be used to store bitcoinsRequires ID verification, so not privateTrading fees not publically stated on website Buy Bitcoin BTC-e Buy Bitcoin BTC-e is a Bitcoin exchange based in Bulgaria.While its owners remain anonymous, it's been around for a very long time and is one of the more popular exchanges.Unlike many other regulated exchanges, BTC-e has never lost user funds, which increases its reputation for trustworthiness.However, as it's unregulated, its owners could potentially run away with customer funds at anytime.BTC-e appears to be trustworthy, but use with caution and don't leave funds on the exchange!

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