SLIDE SHOW 10 Great Places to Retire, 2017 TOOL Kiplinger's Mutual Fund Finder QUIZ Test Your Estate-Planning Smarts MARKETPLACE – Find Hot Deals in Kiplinger's New Marketplace Ask Kim Prepare for the Rising Cost of Long-Term Care How much is long-term care expected to cost in 20 to 30 years?I’m in my fifties now and am wondering what the price might be to receive care in a nursing home or my home in the future.The cost of long-term care is already high and is expected to grow at a brisk pace for the next 20 to 30 years.The median cost of a private room in a nursing home now is $206 per day across the country, which adds up to more than $75,000 per year, according to Genworth Financial’s recent Cost of Care study.And the median cost of care from a licensed home health aide is $19 per hour, which equals $152 per day for eight hours of care -- or more than $55,000 a year.The median nursing-home cost rose by 5.1% from 2009 to 2010, and the average pace of growth has been 4.5% per year for the past five years.

If the growth rate were to continue at 5% per year, then one year in a nursing home would cost nearly $200,000 in 20 years and about $325,000 in 30 years.You can estimate the future cost of care in your area at Genworth’s Cost of Care site.The prices vary a lot by location: The median cost currently for one year in a nursing home in Connecticut is $137,000, but it’s less than $59,000 in Texas.Home-care costs haven’t risen as quickly, in part because they’re tied to labor rates rather than health-care inflation rates.But they still increased by 2.7% over the past year and 1.7% per year over the past five years.If home-care costs rise by 3% per year, then the price tag could be more than $100,000 annually to receive home care for eight hours per day in 20 years and about $135,000 in 30 years.Home-care prices also vary considerably by location.The median hourly cost now for a home health aide provided by a state-licensed agency in Alaska, Minnesota and Rhode Island is $25 per hour, but it’s just $15 per hour in Alabama and West Virginia.

Advertisement Those figures show how important it is to consider potential long-term-care costs when planning for retirement.The Community Living Assistance Services and Supports (CLASS) Act, part of the health-care-reform bill, will introduce a voluntary federal long-term-care program next year that people can pay for through payroll deductions.bitcoin tel avivBut the $50 to $75 in daily benefits the federal program will provide falls far short of the average cost of care, and premiums for the program may end up costing more than a private long-term-care insurance policy with similar coverage.bitcoin cotação realSee What Health Reform Means for Long-Term Care for more information about the CLASS Act and its limitations.litecoin asic news

A long-term-care insurance policy may help you cover a much larger portion of potential costs.See Long-Term Care You Can Afford for more information about new strategies for lowering long-term-care insurance costs.paiement bitcoin franceRegister For Free to get access to all features.bitcoin hack tool blockchain*Username: *Password: Email: login instead Bitcoin Analysis Forecast for the development of the Bitcoin price (experimental) 2363.46 Last 48 hours | Last Week | All data Forecast Hit rate of the predictions 99,10% 97,59% 36,68% Bitcoin price per weekday Bitcoin price per hour Bitcoin price and trade volume EMA Analysis has already solved it so beautiful, I have spared me the work to create an additional EMA chart.bitcoin farming hardware

EMA stands for Exponential Moving Averages (Wikipedia) and calculates the moving average of a development.According to this principle, most bots work.Simply said: Exceeds (crosses) the brown EMA(10) line of the blue EMA(21) line, the price goes up and bots buy.In the opposite case (brown under blue) they sell. you can adjust the EMA values individually.The requested URL /tnetwork/LTC_Calc/index.html?link=ILC-LTCCOSTCALCULTOR was not found on this server.Bitcoin News Today – The Bitcoin price hit new highs of over $3000 only to drop below shortly thereafter – Ethereum is gaining huge momentum reaching the $400 level as fundamentals are strengthening.Bitcoin and Ethereum top the $113 Billion Cryptocurrency Market!Other news headlines:- Bitcoin, Ethereum and a New Direction for Cryptocurrency Investment Criminals Hijack Linux Servers Through SambaCry Exploit to Mine Monero 4 Reasons Why Bitcoin Is Not In A Bubble What is Ethereum – Explaining the World’s Supercomputer Blockchain Brings Privacy to Genomic Data   Top… Read More Bitcoin is being embraced in many countries in the world who are now focusing on draft bills, legislation, and regulation.

Switzerland, China, Estonia, India, Russia, Malta, Philippines, Antigua and Barbuda, South Korea … and Japan!Japan – 1 April 2017, a new law actioned making Bitcoin a legal payment system giving the government Tighter oversight from the Financial Services Agency.An Introduction of the new Virtual Currency Act followed and The Accounting Standards Board working on a framework for treatment of virtual currency.What was the spin… Read More Bitcoin News Today – the Bitcoin price climbed 10% overnight while the cryptocurrency marketcap grew by $6 Billion to drive the overall marketcap past $100 Billion – a momentous day in history for cryptocurrencies!Plus more Bitcoin Adoption News – The Philippines Officially Legitimize Bitcoin as Payment Method – another to join the growing list of countries embracing Bitcoin.News Headlines:- Researcher from China’s Central Bank Discusses an ICO Regulatory Sandbox Bitcoin Attract Young Traders in India IT Firm Fujitsu Debuts Blockchain System for Secure Data… Read More There are many analysts predicting the future Bitcoin price however, according to a CNBC report, one analyst predicted the bitcoin price would reach $2000 in 2017, which was achieved on 20 April 2017, and he is now predicting the price will be $100,000 in ten years.

Bitcoin reached an all time high over $2700 on 25 May 2017 amidst very bullish fundamentals.Cryptocurrency is not going away – it is here to stay!Since March 2017, there has been significant buy into altcoins such as… Read More Bitcoin Today – The Bitcoin price continues upward trend past $2300 – strong and bullish with no sign of letting up.Altcoins such as Ethereun, Dash, Litecoin and Monero performing well.Other News Headlines:   India’s Government Seeks Public Comments on How Bitcoin Should Be Regulated Has Bitcoin’s Scaling Debate Finally reached Agreement?Deloitte’s Blockchain Team Unveils Prototypes, Research and Alliances at Consensus 2017 Bitcoin ‘Will Be Worth $1 Mln In 10 Years’: Swiss-Based Bitcoin Wallet CEO SWISS EY TEAM & POLYBIUS ARE BUILDING A ‘CRYPTOBANK’, ICO TO FOLLOW… Read More Tried to log into Coinbase today and you got this?At the time of writing, Coinbase, a Bitcoin Exchange based in San Fransisco, came back online but with limited functionality.

Coinbase were founded in June 2012, and they are a digital currency wallet and platform where merchants and consumers transact with digital currencies such as bitcoin, ethereum, and litecoin.User problems are continuing – Tweets regarding Coinbase website being down and certainly this one highlights the problem with keeping your cryptocurrency in a hot wallet on an exchange.And… Read More Bitcoin Today – The Bitcoin price is almost double since January 2017 with no sign of letting up.Hitting record highs over $1900 coupled with the Ethereum price moving up over 20% in the past day.CoinMarket cap now over $60 billion and growing as new investors come into the market.Other news:-   Abu Dhabi Regulator Joins the R3 Blockchain Consortium SegWit Activation Complete, Litecoin Charts a Course for the Future Microsoft Unveils New Framework to Speed Up Blockchain PoCs Russia’s Largest Exchange is Using Blockchain to Lure… Read More Bitcoin Today – The Bitcoin price keeps on reaching to new levels!

Climbing past $1800 today – with way over $1 billion traded over the past 24 hours.Will Bitcoin test $2000 soon?Bitcoin News Headlines:- Bitcoin’s Price Rise Brings Mt Gox Closer to Solvency Top 4 South Korean Cryptocurrency Exchanges Webjet Ethereum Pilot Targets Hotel Industry’s ‘Dirty Secret’   KPMG acquires fintech matchmaking firm Matchi EU Parliament Report Explores Blockchain’s Social Impact Bitcoin Lender Bitbond Nets €5 Million to Fund New Loans   France’s Newly-Elected President Brandishes a… Read More Mainstream media and other news outlets are buzzing with the news that bitcoin is reaching new highs.In an article by Reuters, they state that Bitcoin hit a record $1,760.40 BTC=BTSP on the BitStamp platform and was last at $1,747.89, up 6 percent on the day.So far this year, bitcoin has surged nearly 80 percent.  –… Read More Bitcoin Today – The Bitcoin price moved past $1600 twice in the past few days.Did everyone underestimate the impact of the Japanese government’s law to make Bitcoin a legal payment system on 1 April 2017?